OUR GOAL
PAG can help our banking clients optimize their portfolios’ performance through advanced analytics while simultaneously preparing them for the enhanced regulatory needs of our current operating environment.
CLIENT TAKEAWAYS
PAG will help you effectively and efficiently improve your performance while constantly being mindful of regulatory requirements.
THE PAG PROCESS
EX:
- Develop innovative and effective marketing and underwriting models
- Design account strategies to encourage controlled growth
- Implement customer friendly treatment strategies to solve financial difficulties
- Prepare documentation and identify operational risk before customer harm can occur
Underwriting Strategies
Let PAG build a new underwriting model which could include scorecards, strategies and/or credit policy to help grow your business while taking on the least amount of risk possible
Collections Optimization
PAG has Collection SMEs with 20 plus years of experience who can help redesign your organization, optimize your collections strategies, install and utilize cutting edge digital technologies and reduce inefficiencies/costs from any operation
Credit Reporting & Disputes Management
PAG has years of experience redesigning credit reporting policies and procedures, building and file testing Metro 2 files, conducting system and tradeline testing, and optimizing dispute performance to help your business thrive in any audit or regulatory review
Regulatory Readiness Preparation
We can perform vertical and horizontal reviews of all your business lines to ensure full compliance with all regulations, polices, procedures and compliance expectations. Our Compliance SMEs can prioritize all of your improvement opportunities into an easy to understand enhancement plan
Data and Articles
Profitability pressure forcing banks to review their underwriting strategies
By David LaRoche Credit card issuers – whether they’re lending to a broad consumer base or to the customers of affinity ...Read MoreLarge Credit Card Issuer – US Co-Brand
Company: Large Credit Card Issuer – US Co-Brand Challenge: Company launched a card product that was experiencing higher than expected fraud ...Read MoreTop 10 Credit Card Issuer – US Co-Brand & Branded
Company: Top 10 Credit Card Issuer – US Co-Brand & Branded Challenge: Company has greater than 30 co-brand partner portfolios ...Read More